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Guest Column: Captive Conversations

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Guest Column from M3 Insurance

Check out the Candid Care Podcast, hosted by Sara Kekula and Marleah Keuler Grahek and produced by M3 Insurance. This podcast is designed to challenge your current thinking about the long term care industry and introduce new concepts to improve your organization and advance the field. Each episode will cover a range of topics, from executive risk to key strategies that combat the labor shortage, and Sara and Marleah will approach each topic from multiple angles. They will also invite industry leaders and innovators to join in the conversation. The Candid Care Podcast goes beyond insurance and gets to the heart of the matter – when we are open to exploring new ideas, we have an opportunity to improve the care experience for all. Tune in to the episode below!

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In the latest episode of Candid Care, M3’s Brendan Bush dives into property and casualty captives—an alternative risk financing strategy that gives businesses greater control over their insurance expenses. Discover how captives can lead to long-term savings, enhanced risk management, and collaboration with industry peers. But is this strategy right for your organization? Tune in to learn why more mid-sized providers are exploring this approach and what it could mean for your future. Listen Now!


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Sara Kekula is a partner and director at M3 Insurance, specializing in property and casualty insurance for the senior living and social services industry. She focuses on guiding clients through the insurance process, providing strategic advice on risk management, and developing customized insurance plans that address both immediate and long-term needs. Sara works closely with clients to assess their operations and offer tailored solutions that meet their specific risk profiles. As a thought leader in the senior living sector, she stays on top of industry trends and shares her expertise to help organizations navigate challenges and capitalize on opportunities. M3 Insurance is a WHCA/WiCAL Elite Business Partner. 

Connect with Sara: 608.288.2825 | sara.kekula@m3ins.com